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Hospital plans in South Africa: Paying for hospital treatment The payment system is one of the more frustrating processes involved in going to one of the hospitals in South Africa . So while your medical scheme will cover the rate according to their tariff, the shortfall you will have to cover depends on the fee that these practitioners request. This includes the gynaecologist-obstetrician who performs the procedure, the anaesthetist who administers the anaesthetic and the paediatrician who tends to baby immediately after delivery in the operating theatre. Hi there. Some countries are developed....others not so developed. * At the same time, the cost of private care in South Africa – still reasonable by international standards – is accelerating. This means that private hospital services are becoming less affordable over time. Are there cheaper options? Hi. Private Hospitals in South Africa. And how early should I join one before pregnancy? Some reports put … How much does it cost, and what does medical aid cover? The group provides mainly acute care, high technology private hospital services. I understand that there is a 12 month waiting period for pregnancy but she would join after 12 months but then she will be 6 months pregnant. Your email address will not be published. Then you need to prepare for the HUGE costs of private healthcare (Seriously though, you should look into getting the cheaper alternative to medical aid - health insurance - but more on that later). Public healthcare: How much per person? The hospital will accept you provided that you pay the required amount (if you do not have medical aid) as long as they have space at the expected time. Here you will then be liable for the R8,000 shortfall. Other practitioners may charge as much as 300% of medical aid rates. Now in terms of the paedtrician fees to check the baby before discharge, is it compulsory or can I request to see a paedtrician under the discovery network and would they then cover it as baby would be born already? Choose a medical scheme and speak to them about your situation. Mothers who do not have medical aid should enquire about special … Your wife will still not be covered because she is moving over from a foreign medical insurance to a South African medical aid. Thank you for the informative article. There is usually a 12 month waiting period that applies so it is advisable that you start cover ASAP so as to ensure the birth is covered in full. please if anyone can help . Unfortunately, although we showed her European Insurance Health Card, they sent us to a private hospital. The combined ICU cost per patient day was 58% higher than the cost per patient day in the trauma ICU (ZAR26 954 v. ZAR17 021). I am currently 10 weeks pregnant, I am on Momentum Health but do not have GAP cover, What will my additional costs roughly add up to if the medical aid covers 100% medical aid rates, This is inclusive of the 3 night stay in hospital and delivery. I have just found out that I am pregnant on 6 weeks. Usually private hospitals keep their rates within the medical aid tariffs and here again you will not be charged anything extra. The group provides mainly acute care, high technology private hospital services. Speak to the private hospital of your choice as they have maternity packages for expectant mothers who want to pay for the delivery in cash. When it comes to the private health care sector South Africa faces a problem of over-servicing and over supplying. Although baby is covered immediately, there may be some restrictions that could be put in place for him/her given that you signed up so late. From as little as R333 per month we help you to cover the costs of being pregnant and giving birth. Just how much does it cost to have a c-section in South Africa? Beds Unavailable at Private Hospital: Advice for Patients. The rate will vary depending on which medical scheme and plan in question. Hi Thembi. Medical and Surgical ICU Visiting Hours & Rules. Hi Leigh-Ann. I am on Discovery and have already informed them of the birth, although the mother is not on medical aid. Find a Hospital. How much is will gynae visit cost on average? Gynaecologist check-ups and scans during pregnancy = R3 900; Gynaecologist to perform to caesarean = R8 360; Paediatrician (present at birth) = R2 530; Anaesthetist (present at birth) = R2 500; Three-night stay in private hospital = R23 900; Blood tests for new baby etc. You can switch to a new open medical scheme and your cover will not be interrupted. How much would it approximately cost in terms of the shortfall we would need to pay for a natural birth and C-Section if we have no gap cover? Some may only charge medical aid rates and no additional fee. Find a Hospital. Would it be wise for her to move from our current medical insurance and join a SA medical aid before giving birth so that at least she would be covered? Make sure you also save enough to cover your maternity leave. What if you don’t have medical aid , how much will it be cash for delivering the baby? Baby cannot be covered on his/her own on a separate medical aid without an adult as a main member. Mediclinic Southern Africa operates a range of multi-disciplinary acute care private hospitals in South Africa and Namibia and focuses on providing value to our patients through safe, quality care in a patient friendly environment. I comment is administered by oneplan Underwriting Managers ( PTY ) Ltd an authorised financial services provider 43628 where are! 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